THIS TUTORIAL GOES WITH THE "FREE TO TRY" PAPER AND PAPER TEAR OVERLAY.  This is the same as the step-by-step instructions, but with screen clips for you to follow along with.  I use Jasc Paint Shop Pro 9; I hope your software has similar tools to work with.  Thanks for your interest.

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1) Insert paper tear overlay into your layout (make sure it is on a layer above the paper layer).

Make sure you are on the tear overlay layer and move the tear overlay where you want it (make sure it is still extending the full length of the paper before proceeding).

2) Use the SELECTION tool = MAGIC WAND and click off the tear, on the NON-shadowed side of the tear. 

(example magic wand settings: RBG value, Tolerance=0, Continuous, Feather=o, Anti-Alias, Outside)

A mask should appear outlining the paper you want to keep. **This will really only work right if the torn edge is exactly the size of the paper (i.e. 3" tear means 3" from one side of the paper to the other side).**

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